如何成为攒钱高手
It might be to save up for a new computer, put money aside
into a rainy-day fund or put a deposit down for a mortgage
on a house. Learning how to save is important, but a recent
study showed that over half of all 22 – 29-year-olds living in
the UK have no savings1 at all. Did they splurge and splash
out on too many things, or are there other factors? And how
can we become better savers?
Many young people in the UK choose to live away from home,
and the cost of renting can impact the amount we can tuck
away in our savings. On top of that, according to a 2017 study,
there is a huge pay gap in people in their twenties in the UK,
with the top 10% earning 4.3 times per week as the lowest
earners. Possibly the mentality2 of ‘saving more when I earn
more' has crept in. However, there were some positives, with
the number of people in debt, not including student loans for
university, having fallen from 49% 10 years ago to 37%.